Property buying guide

What should I check before choosing a property?

Gabriela Lee · Real estate agent · PN 6195

Make an informed decision

Your property buying guide

Three practical guides to help you prepare, plan your expenses and compare homes. Select a question to read more.

3What should I check before choosing a property?

Look beyond the decor during your visit. Take these questions and make notes to compare your options carefully.

  1. Condition and layout

    Look for damp, leaks, cracks, ventilation and natural light. Ask about the roof, wiring, plumbing and recent repairs. If in doubt, arrange a technical inspection: a viewing and an appraisal do not replace it.

  2. Location and daily life

    Assess access, transport, noise and proximity to work, schools and services. If possible, visit at different times and ask about water supply and the area's flooding history.

  3. Inclusions and upkeep

    Confirm floor area, assigned parking, appliances, furniture and pending repairs. For a PH property, request information about rules, maintenance fees and special assessments. Record agreed inclusions in writing.

  4. Documents and handover terms

    Coordinate a review of ownership, encumbrances, clearance certificates and other applicable documents with the relevant professionals. Ask whether the home is occupied, when it would be handed over and in what condition. For a bank-owned home, confirm the selling bank's specific terms.

Get guidance for my situation

General guidance. Costs and financing terms depend on the lender, property and applicant. Confirm your written quotation and seek technical or legal advice as needed.