Gabriela Lee PropertiesI want to buy: where do I start?
Gabriela Lee · Real estate agent · PN 6195
Make an informed decision
Your property buying guide
Three practical guides to help you prepare, plan your expenses and compare homes. Select a question to read more.
1I want to buy: where do I start?
Start with your budget and priorities. This helps you find a property that fits your life and a monthly commitment you can sustain.
Define your essentials
List suitable locations, the bedrooms you need and your priorities. Separate essentials from nice-to-haves, and consider commuting time and family plans.
Organize your budget
Review income, debts, routine expenses and savings. Include maintenance, utilities and transport when deciding what you can spend on housing. The calculator helps explore scenarios; it is not bank approval.
Explore your financing options
Request an initial assessment and confirm the down payment, term, rate, insurance and fees. Prequalification guides your search, but final approval depends on the bank's assessment of you and the property.
Search, compare and prepare your offer
With an indicative budget, shortlist homes, visit them and compare their condition and total cost. Before paying a reservation or signing, clarify the terms, deadlines and what happens if financing is declined in writing.
General guidance. Costs and financing terms depend on the lender, property and applicant. Confirm your written quotation and seek technical or legal advice as needed.